According to the Dodge Construction Outlook, overall construction starts are expected to be flat in 2023 after an increase of 17% this year. That means competition for projects is likely to be robust—with companies able to show they are best positioned to do the work winning out over less-prepared companies. If you are the [...]
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For many people, owning a bakery is a labor of love, an opportunity to share their passion and prowess for baking cakes and other sweet goodies with customers who hopefully will become regulars. But don’t kid yourself—it takes a lot more than the ability to turn flour, sugar and other ingredients into craveable creations to [...]
A line of credit is a powerful tool for any business owner. Unlike a loan, which is received as a lump sum and begins accruing interest immediately, a business line of credit is available to you when you need it—and you only pay interest on the amount you actually use. Having a line of [...]
With Clear Skies small business lines of credit, you get to decide when to use approved funds. In short, you can make a withdrawal any time you need capital. It’s that simple! Isn’t that amazing? How Does a Business Line of Credit Work? Having an open business line of credit can be a tremendous asset [...]
Cash flow is always a concern for any business, especially a small business. In a perfect world, revenue is always sufficient to cover payroll, materials, and other operating costs, as well as support future growth. But we all know the world isn’t perfect. There are many situations that might find a business owner seeking a [...]
Small businesses have been especially hard hit during the pandemic — and while there seems to be light at the end of the tunnel with the release of several vaccines, the road ahead continues to be bumpy for the time being. As of October 2020, according to a Yelp analysis, almost 100,000 small businesses in [...]
Business Line of Credit You have many options when it comes to securing financing, so why partner with Clear Skies Capital? View Our Loan Options How Does a Business Line of Credit Work for a Small Business? If you operate a business, you are undoubtedly [...]
The flexibility of a business line of credit—which allows you to draw against a pre-approved amount of funding and only pay interest on the funds borrowed—makes it a good option for many companies, including drop shippers. Inventory financing may also be something to consider. What is Dropshipping? It’s an order fulfilment method where stores don’t [...]
Your personal credit score is an important number when it comes to helping lenders decide whether you are a good candidate for a mortgage, credit card or another personal line of credit. It will also help determine the interest rate you are charged for that credit. What if you are a business owner seeking some [...]
Just weeks into 2022, many small businesses are still struggling to overcome the ongoing challenges posed by the pandemic. A number of loan programs were put into place to help support business owners grappling with everything they’ve had to face as a result of COVID-19’s consistent spread, but the two most widely used—the Paycheck Protection [...]