Revenue-Based
Financing up to
$2,000,000
We’re dedicated to helping small business owners like you secure the financing they need to succeed.
- Easy Application Process
- 4 Hour Approvals
- Funds in 24 Hours of Approval
Got revenue but still need funding?
Unleash Your Growth
Potential with Revenue-Based Financing
Easy Application Process
Flexible Repayment
Customized repayment plans to meet your needs.
Quick Funding
of approval!
Grow Without Limits: Revenue-Based Financing from Clear Skies Capital
Is your ambition for your business constantly bumping up against traditional funding limitations? Here at Clear Skies Capital, we understand the frustration. That’s why we offer Revenue-Based Financing, a revolutionary solution designed to empower growth-focused businesses like yours.
Imagine The Possibilities
Benefits for Every Business
Revenue-based financing offers a multitude of advantages for businesses of all sizes.
01
Preserve Working Capital
Unlike traditional loans or upfront equipment purchases, Revenue-Based Financing doesn’t drain your working capital reserves. You can invest in growth initiatives without compromising your ability to cover day-to-day operational expenses.
02
Reduce Risk & Stress
Revenue-Based Financing eliminates the risk of taking on excessive debt. Your repayments are directly tied to your sales, ensuring you never pay more than your business can comfortably afford. This reduces financial stress and allows you to manage your cash flow with greater confidence.
03
Improved Cashflow Management
Revenue-Based Financing provides the flexibility to allocate your cash flow strategically. Invest in areas that will generate the highest return, knowing your financing partner is there to support your growth journey along the way.
What makes Revenue-Based Financing better?
|
|
Clear Skies Capital®
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Traditional(LOC)
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Traditional(Loan)
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SBA 7(a) Loan
|
|---|---|---|---|---|
|
Processing Time
|
24-72 Hours
|
45+ Days
|
45+ Days
|
45+ Days
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|
Requirements
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||||
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Business Type
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All Types
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Businesses with operating history (typically more than a year) and revenue
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Businesses with operating history (typically more than a year) and revenue
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Small Business as defined by the SBA
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|
Location
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Operating Business in the United States
|
Varies
|
Varies
|
US Only
|
|
Business Plan
|
No
|
Yes
|
Yes
|
Yes
|
|
Profitable
|
Varies
|
Varies
|
Varies
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Yes
|
|
Cash Flow
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< 3-6 days of negative balances
|
Varies
|
Varies
|
Varies
|
|
Outstanding Debt/Credit
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Credit-worthiness of business assures repayment of loan (FICO + Various measurements)
|
Credit-worthiness of business assures repayment of loan
+ Excellent personal credit |
Credit-worthiness of business assures repayment of loan
+ Excellent personal credit |
Credit-worthiness of business assures repayment of loan
+ No delinquent debt to U.S. government +660+ FICO |
|
Collateral
|
No
|
Yes
|
Yes
|
Yes
|
|
Money Down
|
No
|
Yes
|
Yes
|
Yes
|
|
Terms
|
||||
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Loan Amount
|
Up to $10million
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Typically, 60% to 80% of collateral’s assessed value
|
Typically, 60% to 80% of collateral’s assessed value
|
Up to $5 million
|
|
Interest
|
Fixed interest rate with flexible payment terms
|
Fixed and variable rate loans, based on qualifications and prime rate
|
Fixed and variable rate loans, based on qualifications and prime rate
|
Fixed and variable rate loans, subject to SBA maximums pegged to the prime rate
|
|
Repayment Terms
|
Fixed or variable monthly payments, which can be based on monthly revenue or cash flow
|
Monthly payments of principal and interest from the cash flow of the business
|
Monthly payments of principal and interest from the cash flow of the business
|
Monthly payments of principal and interest from the cash flow of the business
|
|
Maturity Terms
|
Up to 48 months
|
Varies, short- and long-term loans
|
Varies, short- and long-term loans
|
Up to 10 years for working capital
|
|
Out of pocket fees
|
No
|
Yes
|
Yes
|
Yes
|
|
Prepayment Penalty
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No
|
Varies
|
Varies
|
Yes
|
|
Use of funds restrictions
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No
|
Yes
|
Yes
|
Yes
|
|
Covenants
|
No
|
No
|
No
|
Yes
|
Hear from our happy clients!
Mildred Van Slyke
KC Lee
Tracy Shur
Jared Fischer
Alex
Matthew Herrera
At Clear Skies Capital®, our values are the cornerstone of our commitment to customer service.
Consultative Approach
Clear Skies Capital stands out from other lenders by providing personalized solutions for your working capital needs. We thoroughly analyze your financial situation to recommend the loan that best fits your business requirements.
Long-Term Partnership
Our commitment to customer satisfaction is reflected in our high retention rate and our 5.0 rating on Google. We’re not just in it for the short term—we strive to be a trustworthy and dependable partner to provide the working capital you need to thrive.
Broad Eligibility
We are committed to helping businesses of all credit backgrounds with straightforward eligibility requirements, requiring only a minimum of $150,000 in annual gross sales and at least six months of business history.