Small Business Loans

15 08, 2023

Loan Stacking Definition, Benefits, and Alternatives


Given what’s happened over the last several years—including the pandemic, significant supply chain issues and rising inflation—starting and maintaining a thriving business is certainly challenging. You know the old saying—you need to spend money to make money—but that means you need to have the money to spend.   With banks cutting down on lending to [...]

Loan Stacking Definition, Benefits, and Alternatives2023-08-15T03:57:54+00:00
24 05, 2023

How to Finance Your Plumbing Business


It’s a good time to be a plumber. According to the Bureau of Labor Statistics, the average expected job growth over the next 10 years for plumbers and related occupations is 14%, compared to just 5% for other industries. Even so, there will be challenges, especially since 75% of tradespeople are expected to retire in [...]

How to Finance Your Plumbing Business2023-05-24T21:56:59+00:00
10 04, 2023

What You Need To Know If Your Lender Requires a Personal Guarantee


You’ve probably heard the old saying, “you need to spend money to make money.” Anyone who owns a small- or medium-sized business probably knows that to be true. And many owners also quickly learn that it may be necessary to borrow money at some point either to get through a dry spell or take advantage [...]

What You Need To Know If Your Lender Requires a Personal Guarantee2023-04-10T18:34:47+00:00
24 01, 2023

Home Healthcare Business Loans


The U.S. population is aging, and that’s good news for many service providers, including the home healthcare industry—which is projected to grow at a breathtaking pace through 2031. According to the U.S. Bureau of Labor Statistics, employment in the sector will jump by 21%, with over 700,000 jobs added annually. That percentage is triple the [...]

Home Healthcare Business Loans2023-01-24T18:13:43+00:00
16 01, 2023

Plumbing and HVAC Business Loans for Contractors


The outlook for the plumbing and HVAC industries is decidedly mixed. On the plumbing side, after several years of growth, the industry is poised to notably slow down due to the combination of higher mortgage rates, residential construction slows, and labor shortages. On the HVAC side, while those same issues will have some effect, the [...]

Plumbing and HVAC Business Loans for Contractors2023-01-16T20:09:10+00:00
21 12, 2022

Federal Reserve Clamps Down On Inflation And The Impact on Small Business


It’s no secret that inflation has been exceptionally high this year and the Federal Reserve has been taking steps to help tame it, specifically raising interest rates at an unprecedented pace. The hope is that rate hikes will temper demand for consumer goods and services by making it more expensive to borrow money.   There [...]

Federal Reserve Clamps Down On Inflation And The Impact on Small Business2022-12-21T02:04:52+00:00
8 09, 2022

Business Line of Credit For Cake Bakeries


For many people, owning a bakery is a labor of love, an opportunity to share their passion and prowess for baking cakes and other sweet goodies with customers who hopefully will become regulars. But don’t kid yourself—it takes a lot more than the ability to turn flour, sugar and other ingredients into craveable creations to [...]

Business Line of Credit For Cake Bakeries2022-10-19T03:52:52+00:00
19 07, 2022

How Business Owners Are Addressing Inflation


It’s a tough time to be a small business owner. Supply-chain issues and workforce challenges are having a negative effect on just about all businesses, but inflation seems to be the biggest culprit—for 91% of small businesses according to a recent Goldman Sachs survey—with increasing energy costs, in particular, playing havoc with bottom lines.   [...]

How Business Owners Are Addressing Inflation2022-07-19T00:31:55+00:00
15 06, 2022

Aesthetic Equipment Financing


According to, the global cosmetic surgery and procedure market size is expected to reach $145.7 billion by 2030, registering a compound annual growth rate of 9.6%. This increase is primarily attributed to the popularity of digital photography, consumers’ rising need to boost self-esteem and the introduction of self-monitoring apps.   If you own a [...]

Aesthetic Equipment Financing2022-08-07T19:36:13+00:00
8 04, 2022

Cannabis Business Loans — Part 2


In part 1, we answered some commonly asked questions about securing a loan as a cannabis business owner—what a cannabis loan is, if you can get one, which loan might be right for you, who offers these loans and how you get one. We noted that since cannabis is a Schedule I controlled substance on [...]

Cannabis Business Loans — Part 22022-04-08T03:30:20+00:00
25 03, 2022

Pet Grooming Equipment Financing


With millions of Americans considering their pets to be an important part of their family, you would expect that the pet grooming industry is pretty healthy — and you would be right. According to IBIS World, the market size of the pet grooming and boarding industry has increased faster than other services, and it stands [...]

Pet Grooming Equipment Financing2022-05-25T04:58:22+00:00
21 03, 2022

Cannabis Business Loans — Part 1


While more and more cannabis businesses are being recognized as legitimate operations, the path to financing in this industry is still a bit murky. Cannabis remains a Schedule I controlled substance on a federal level, so even if it’s legal in your state, you won’t be able to get a cannabis business loan from a [...]

Cannabis Business Loans — Part 12022-03-21T22:48:44+00:00
Go to Top