Business Revolving Line of Credit up to $250,000
Access a revolving line of credit and enjoy a flexible repayment schedule with terms that meet your business needs.
- Easy Application Process
- 4 Hour Approvals
- Funds in 24 Hours of Approval
Secure the Funds You Need for Your Business Growth
Access up to $250k Line of Credit
You’re under no obligation when you apply. We offer a free consultation with no upfront fees.
Easy Application Process
We offer a convenient online application process.
Flexible Repayment
Customized repayment plans to meet your needs.
Quick Funding
Get funds within 24 hours
of approval!
of approval!
Unlock Flexibility and Growth:
The Benefits of a Business Line of Credit
In today’s dynamic business environment, having access to working capital is crucial. Unexpected expenses, seasonal fluctuations, and exciting growth opportunities can all create a need for immediate funds. A business line of credit from a trusted financial partner like Clear Skies Capital® can be the perfect solution to navigate these financial challenges and unlock your business’s full potential.
Tailored for Flexibility:
With over two decades of experience, Clear Skies Capital® understands that every business is unique. That’s why we offer a business line of credit specifically designed to provide you with the flexibility you need. Unlike a traditional loan with a fixed amount and repayment schedule, a business line of credit functions more like a revolving credit card. You receive approval for a maximum credit limit, and you can draw on those funds as needed. This allows you to manage your cash flow effectively, only paying interest on the amount you use.
Benefits for Every Business
A business line of credit offers a multitude of advantages for businesses of all sizes.
01
Peace of Mind
Secure a readily available source of funds to cover unexpected expenses or bridge temporary cash flow gaps. Be prepared for anything and keep your business moving forward.
02
Growth Potential
Don’t let limited upfront capital hinder your ambitions. A business line of credit allows you to invest in opportunities like new equipment, marketing campaigns, or inventory purchases, fueling your business’s growth.
03
Improved Cashflow Management
Seasonal fluctuations are a reality for many businesses. A line of credit helps you smooth out these cycles, ensuring you have the resources to meet your obligations throughout the year.
What makes our Business Line of Credit better?
We offer efficiency, speed, and competitiveness, all while maintaining an unwavering commitment to personalized service, ensuring every client feels heard, supported, and empowered on their path to success.
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Clear Skies Capital® Line of Credit
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Traditional Line of Credit
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Processing Time
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24-72 Hours
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45+ Days
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Requirements
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Business Type
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All Types
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Businesses with operating history (typically more than a year) and revenue
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Location
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Operating Business in the United States
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Varies
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Business Plan
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No
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Yes
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Profitable
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Varies
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Varies
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Cash Flow
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< 3-6 days of negative balances
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Varies
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Outstanding Debt/Credit
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Credit-worthiness of business assures repayment of loan (FICO + Various measurements)
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Credit-worthiness of business assures repayment of loan
+ Excellent personal credit |
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Collateral
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No
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Yes
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Money Down
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No
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Yes
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Time in business
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6 Months+
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Varies
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Terms
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Loan Amount
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Up to $250k
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Typically, 60% to 80% of collateral’s assessed value
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Interest
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Fixed interest rate with flexible payment terms
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Fixed and variable rate loans, based on qualifications and prime rate
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Repayment Terms
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Fixed or variable monthly payments, which can be based on monthly revenue or cash flow
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Monthly payments of principal and interest from the cash flow of the business
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Maturity Terms
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24 months
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Varies, short- and long-term loans
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Out of pocket fees
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No
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Yes
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Prepayment Penalty
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No
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Varies
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Use of funds restrictions
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No
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Yes
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Covenants
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No
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No
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Hear from our happy clients!
We are proud of our 5 Star Reviews in Google, please read our testimonials.
Mildred Van Slyke
I have worked with Clear Skies several times Jeff Thorn and Josh Hobart are wonderful people to work with. The loan process is quick and easy. I have a lot of people calling offering the same type of loan, but I always go back to Clear Skies.
KC Lee
Very wonderful service. Really quick response and positive results. You guys won’t regret their service. I already referred them to my friends. Really awesome.
Tracy Shur
Jeff at Clear Skies Capital was GREAT! He made the process so simple and understandable. Very quick to respond and very professional. We highly recommend!
Jared Fischer
I worked with Rodrigo Tolentino to get a commercial bridge loan and line of equity to help with cash flow and payroll. Rodrigo was super helpful, answered all of my questions, and followed through each time there was a deliverable.
Alex
Quick execution. Very knowledgeable and helpful. Jeff – appreciate you and your teams help with our Business Loan. Would highly recommend this small business! Thank you
Matthew Herrera
I’ve been working with Jeff for about a couple years now. I take out a bridge loan to help out with the slower winter months, and occasionally in the summer time when larger jobs come in. They’re fast and transparent with the whole process, very professional.
At Clear Skies Capital®, our values are the cornerstone of our commitment to customer service.
We value our clients as partners in their future growth, fostering relationships built on trust, transparency, and a shared interest in realizing their business aspirations.
Consultative Approach
Our consultative approach and personalized service differentiate us from other lenders. We analyze each client’s specific financial situation and recommend the loan option that best suits their needs, rather than relying on a one-size-fits-all approach.
Long-Term Partnership
Our high retention rate is a testament to our commitment to customer satisfaction. We’re not just looking to make a one-time deal—we want to be your long-term partner for all your lending needs. And our 5.0 rating on Google is proof that our clients love us too!
Broad Eligibility
We help businesses of all credit backgrounds get the funding they need to succeed. Eligibility for our small business loans only requires a minimum gross sales of $150,000 per year and a business history of at least six months.