Business Term Loans up to $500,000

We’re dedicated to helping small business owners like you secure the financing they need to succeed.

Easy Application Process

Easy Application Process

Is your business on the cusp of explosive growth?

Take Your Business to
New Heights with a Business Term Loan

You’re under no obligation when you apply. We offer a free consultation with no upfront fees.

Easy Application Process

We offer a convenient online application process.

Flexible Repayment

Customized repayment plans to meet your needs.

Quick Funding

Get funds within 24 hours
of approval!

Fuel Your Business Growth: Clear Skies Capital® Business Term Loans

Is your business poised for takeoff, but limited by a lack of working capital? Clear Skies Capital Term Loans can be the fuel injection your company needs to soar to new heights. Clear Skies Capital recognizes the unique challenges businesses face. That’s why we offer a streamlined application process, allowing you to secure a quick decision and get back to focusing on what truly matters – growing your company.

Imagine The Possibilities

Invest in that vital piece of equipment, expand your marketing reach and attract a wave of new customers, overcome unexpected expenses without disrupting cash flow, or finally finance your dream project and propel your business to the next level.

Benefits for Every Business

A business term loan offers a multitude of advantages for businesses of all sizes.


Peace of Mind

Secure a readily available source of funds to cover unexpected expenses or bridge temporary cash flow gaps. Be prepared for anything and keep your business moving forward.


Growth Potential

Don’t let limited upfront capital hinder your ambitions. A business term loan allows you to invest in opportunities like new equipment, marketing campaigns, or inventory purchases, fueling your business’s growth.


Improved Cashflow Management

Seasonal fluctuations are a reality for many businesses. A business term loan helps you smooth out these cycles, ensuring you have the resources to meet your obligations throughout the year.

What makes our Business Term Loan better?

We offer efficiency, speed, and competitiveness, all while maintaining an unwavering commitment to personalized service, ensuring every client feels heard, supported, and empowered on their path to success.
Clear Skies Capital® Term Loan
Traditional Bank Loan
Processing Time
24-72 Hours
45+ Days
Business Type
All Types
Businesses with operating history (typically more than a year) and revenue
Operating Business in the United States
Business Plan
Cash Flow
< 3-6 days of negative balances
Outstanding Debt/Credit
Credit-worthiness of business assures repayment of loan (FICO + Various measurements)
Credit-worthiness of business assures repayment of loan
+ Excellent personal credit
Money Down
Time in business
6 months+
Loan Amount
Up to $500k
Typically, 60% to 80% of collateral’s assessed value
Fixed interest rate with flexible payment terms
Fixed and variable rate loans, based on qualifications and prime rate
Repayment Terms
Fixed or variable monthly payments, which can be based on monthly revenue or cash flow
Monthly payments of principal and interest from the cash flow of the business
Maturity Terms
48 months
Varies, short- and long-term loans
Out of pocket fees
Prepayment Penalty
Use of funds restrictions

Hear from our happy clients!

We are proud of our 5 Star Reviews in Google, please read our testimonials.

At Clear Skies Capital®, our values are the cornerstone of our commitment to customer service.

We value our clients as partners in their future growth, fostering relationships built on trust, transparency, and a shared interest in realizing their business aspirations.

Consultative Approach

Our consultative approach and personalized service differentiate us from other lenders. We analyze each client’s specific financial situation and recommend the loan option that best suits their needs, rather than relying on a one-size-fits-all approach.

Long-Term Partnership

Our high retention rate is a testament to our commitment to customer satisfaction. We’re not just looking to make a one-time deal—we want to be your long-term partner for all your lending needs. And our 5.0 rating on Google is proof that our clients love us too!

Broad Eligibility

We help businesses of all credit backgrounds get the funding they need to succeed. Eligibility for our small business loans only requires a minimum gross sales of $150,000 per year and a business history of at least six months.