Business Term Loans up to $500,000
We’re dedicated to helping small business owners like you secure the financing they need to succeed.
- Easy Application Process
- 4 Hour Approvals
- Funds in 24 Hours of Approval
Is your business on the cusp of explosive growth?
Take Your Business to
New Heights with a Business Term Loan
Easy Application Process
Flexible Repayment
Customized repayment plans to meet your needs.
Quick Funding
of approval!
Fuel Your Business Growth: Clear Skies Capital® Business Term Loans
Is your business poised for takeoff, but limited by a lack of working capital? Clear Skies Capital Term Loans can be the fuel injection your company needs to soar to new heights. Clear Skies Capital recognizes the unique challenges businesses face. That’s why we offer a streamlined application process, allowing you to secure a quick decision and get back to focusing on what truly matters – growing your company.
Imagine The Possibilities
Invest in that vital piece of equipment, expand your marketing reach and attract a wave of new customers, overcome unexpected expenses without disrupting cash flow, or finally finance your dream project and propel your business to the next level.
Benefits for Every Business
A business term loan offers a multitude of advantages for businesses of all sizes.
01
Peace of Mind
02
Growth Potential
Don’t let limited upfront capital hinder your ambitions. A business term loan allows you to invest in opportunities like new equipment, marketing campaigns, or inventory purchases, fueling your business’s growth.
03
Improved Cashflow Management
Seasonal fluctuations are a reality for many businesses. A business term loan helps you smooth out these cycles, ensuring you have the resources to meet your obligations throughout the year.
What makes our Business Term Loan better?
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Clear Skies Capital® Term Loan
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Traditional Bank Loan
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Processing Time
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24-72 Hours
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45+ Days
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Requirements
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Business Type
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All Types
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Businesses with operating history (typically more than a year) and revenue
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Location
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Operating Business in the United States
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Varies
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Business Plan
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No
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Yes
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Profitable
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Varies
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Varies
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Cash Flow
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< 3-6 days of negative balances
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Varies
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Outstanding Debt/Credit
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Credit-worthiness of business assures repayment of loan (FICO + Various measurements)
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Credit-worthiness of business assures repayment of loan
+ Excellent personal credit |
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Collateral
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No
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Yes
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Money Down
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No
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Yes
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Time in business
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6 months+
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Varies
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Terms
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Loan Amount
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Up to $500k
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Typically, 60% to 80% of collateral’s assessed value
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Interest
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Fixed interest rate with flexible payment terms
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Fixed and variable rate loans, based on qualifications and prime rate
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Repayment Terms
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Fixed or variable monthly payments, which can be based on monthly revenue or cash flow
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Monthly payments of principal and interest from the cash flow of the business
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Maturity Terms
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48 months
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Varies, short- and long-term loans
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Out of pocket fees
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No
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Yes
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Prepayment Penalty
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No
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Varies
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Use of funds restrictions
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No
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Yes
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Covenants
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No
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No
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Hear from our happy clients!
Mildred Van Slyke
KC Lee
Tracy Shur
Jared Fischer
Alex
Matthew Herrera
At Clear Skies Capital®, our values are the cornerstone of our commitment to customer service.
Consultative Approach
Our consultative approach and personalized service differentiate us from other lenders. We analyze each client’s specific financial situation and recommend the loan option that best suits their needs, rather than relying on a one-size-fits-all approach.
Long-Term Partnership
Our high retention rate is a testament to our commitment to customer satisfaction. We’re not just looking to make a one-time deal—we want to be your long-term partner for all your lending needs. And our 5.0 rating on Google is proof that our clients love us too!
Broad Eligibility
We help businesses of all credit backgrounds get the funding they need to succeed. Eligibility for our small business loans only requires a minimum gross sales of $150,000 per year and a business history of at least six months.