Partner with Clear Skies Capital®

Clear Skies Capital® is in the business of “yes” — to help YOUR clients grow.

With over 20 years of expertise providing capital to businesses, we offer
unparalleled access to a diverse range of financial products.

Let's Help Entrepreneurs

Amidst the present economic landscape, the need for capital has surged significantly.
Clear Skies Capital® shines as a trusted partner, dedicated to helping entrepreneurs
navigate challenges and seize opportunities with confidence.

Clear Skies Capital® is relationship driven

  • Fast Underwriting: We’re here to help entrepreneurs secure the funds and equipment they need to grow, quickly.
  • Personalized Service: Every qualified merchant you send our way gets a dedicated account manager.
  • Tailored Solutions: Our account managers are experts in finding the perfect funding solution for each merchant’s unique needs.

Become a Partner

Join us as a partner or submit a deal here.

Partner With Us

Apply to be a partner here.

  • Expand your financial products and services
  • Earn commissions for successful referrals
  • Boost your revenue

Single Submission

Use this form to submit your deals.

  • Submit files for your clients
  • Explore funding options available
  • No hard credit pull to apply

How our referral process works

We make the referral process simple and efficient.

Consultation

Partner introduces client to a Clear Skies Capital account manager. The account manager engages with the borrower to discuss financial goals and gather proper documents.
Direction Arrows
Step 1

Submission

The application is securely forwarded to our lenders to secure the most competitive offers.
Direction Arrows
Step 2

Close

Upon receiving offers, our account managers review with the borrower. Once an offer is accepted, the funding manager facilitates the signing of agreements, execution of funding.
Direction Arrows
Step 3

What makes our financing better?

We offer efficiency, speed, and competitiveness, all while maintaining an unwavering commitment to personalized service, ensuring every client feels heard, supported, and empowered on their path to success.
Clear Skies Capital®
Traditional(LOC)
Traditional(Loan)
SBA 7(a) Loan
Processing Time
24-72 Hours
45+ Days
45+ Days
45+ Days
Requirements
Business Type
All Types
Businesses with operating history (typically more than a year) and revenue
Businesses with operating history (typically more than a year) and revenue
Small Business as defined by the SBA
Location
Operating Business in the United States
Varies
Varies
US Only
Business Plan
No
Yes
Yes
Yes
Profitable
Varies
Varies
Varies
Yes
Cash Flow
< 3-6 days of negative balances
Varies
Varies
Varies
Outstanding Debt/Credit
Credit-worthiness of business assures repayment of loan (FICO + Various measurements)
Credit-worthiness of business assures repayment of loan
+ Excellent personal credit
Credit-worthiness of business assures repayment of loan
+ Excellent personal credit
Credit-worthiness of business assures repayment of loan ​
+ No delinquent debt to U.S. government
+660+ FICO
Collateral
No
Yes
Yes
Yes
Money Down
No
Yes
Yes
Yes
Terms
Loan Amount
Up to $10million
Typically, 60% to 80% of collateral’s assessed value
Typically, 60% to 80% of collateral’s assessed value
Up to $5 million
Interest
Fixed interest rate with flexible payment terms
Fixed and variable rate loans, based on qualifications and prime rate
Fixed and variable rate loans, based on qualifications and prime rate
Fixed and variable rate loans, subject to SBA maximums pegged to the prime rate
Repayment Terms
Fixed or variable monthly payments, which can be based on monthly revenue or cash flow
Monthly payments of principal and interest from the cash flow of the business
Monthly payments of principal and interest from the cash flow of the business
Monthly payments of principal and interest from the cash flow of the business
Maturity Terms
Up to 48 months
Varies, short- and long-term loans
Varies, short- and long-term loans
Up to 10 years for working capital
Out of pocket fees
No
Yes
Yes
Yes
Prepayment Penalty
No
Varies
Varies
Yes
Use of funds restrictions
No
Yes
Yes
Yes
Covenants
No
No
No
Yes

FAQ's

Answers to the most common questions.
We can either get an introduction from you (the referral partner) or we can process the funding request and present it to you, to present to them. Speak with your partner relationship manager for strategies on specific deals.
Here are the minimum requirements:
  • Six months or more time in business
  • Credit score of over 500
  • Average monthly revenue of $15,000+ ($180,000+ in annual revenue).
Once bank statements and application are received fully completed, we can typically present a preliminary pre-approval in 2-4 hours. Once pre-approvals are accepted, funding can happen within 1 business day – as long as communication is fluid.
We start with a soft pull on personal and business credit. Certain products require hard pulls at the time of funding. Speak with your partner relationship manager for credit review guidelines on specific deals.
If your client is not approved, then we will let you know and close out the application.
We can help startups as long as the business has been operational for at least 6 months and is generating at least $15,000 per month in gross revenue.
No, Clear Skies Capital® will not give you monthly volume number to meet. We are here to help your customers when they need it. However, the more deals we fund together, the higher the incentive is for our partners. Talk to your partner relationship manager for details.
Our 20 years of experience has allowed us to establish long term relationships with our bank lines, and we keep our relationships by being compliant with lender laws.
Clear Skies Capital® is licensed to lend in CA, VA, NY and the 47 other states.

Join Our Vision

Our vision is to provide our clients a human-centered customer service approach,
redefining the landscape of business funding. Let’s Go!