We’ve heard many different reasons from business owners as to why they haven’t investigated getting a business loan with us. Yes, we’ve heard it all. But the one reason that perhaps makes the least sense is that they fear even being pre-approved will have a negative effect on their credit score. It won’t. The ABCs [...]
The hotel and motel industry has experienced robust growth over the past five years — despite being highly susceptible to changes in the global economic environment. PwC’s midyear Hospitality Directions U.S. outlook expects the industry to remain stable through 2020, but there are some storm clouds on the horizon; the industry reported its lowest first-quarter [...]
Specialty medical practices play an extremely important role in society, helping patients minimize pain, recover faster from disease, and learn to live with disabling injuries or chronic conditions — not to mention saving lives. Their focus on providing care makes it easy to overlook the fact that medical practices are businesses that need to be [...]
Is good oral health important at workplaces? More so than you might think — since it’s been proven people who take care of their mouth, teeth and gums not only have fewer dental issues, but better overall health. According to the National Association of Dental Plans, 77 percent of Americans have dental coverage through an [...]
Nearly 850,000 companies providing janitorial/cleaning services are operating today in the U.S., and that number is on the rise. This $61 billion industry serves residential and commercial customers — providing an invaluable service that’s often taken for granted unless something goes awry. Tasked with ensuring that living and working spaces are clean and in proper [...]
As the owner of a small business, you’ll sometimes need financial assistance to help sort out your everyday expenses when cash is tight. That’s where a working capital loan comes in useful. They’re also handy if you need just a small cash injection to help grow your business to the next level. Working capital loans [...]
A working capital business loan is a short-term loan for a smaller amount that is taken out to help finance a business’s everyday operations. They’re not designed to finance long-term purchases such as property or big equipment. Other types of loan are more suitable for this kind of investment. Instead, a working capital business loan [...]
Metal fabrication — the process of building machines and structures from raw metal materials — includes cutting, burning, welding, machining, forming, and assembly to create the final product. Like many other trades, the industry’s profitability relies on economic growth to thrive. One shift that has occurred since the last recession is that shops are moving [...]
Clear Skies Capital understands the problem. Sometimes securing a working capital loan is all the help you need to maintain or expand your business. These are short term loans for smaller amounts. However, if you don’t have a good credit rating and want no credit check done, it can make things very difficult for you [...]
What happens when a one-off emergency threatens to severely disrupt your business? It’s at times like this that you need access to a working capital loan quickly and easily. Perhaps it’s broken equipment or a big order for which you need to purchase more stock. It may be an unexpected opportunity that would be detrimental [...]
Cutting-edge technology is having a significant effect on the automotive industry, something that obviously affects the shops tasked with performing auto repairs. According to Keubix, a next-generation transportation management system provider, there are five ways technology is shaping the automotive industry: Internet of Things (IoT). The concept of everything being connected to everything has three [...]
If you’re a manufacturer, you know the industry never stays the same for long. New procedures, technologies, and practices are introduced at a maddening pace — making it challenging to keep up, but there are benefits to doing so: working faster and more efficiently to remain competitive and profitable. What are the biggest recent changes [...]
