We provide finance for small businesses that have bad credit ratings
Bad credit scores are a common issue for a lot of small businesses that need to apply for funding. Here at Clear Skies Capital, we are willing to provide finance for small businesses that have bad credit ratings with our bad credit business loans. We understand how difficult it can be when you just want to go ahead and build your business, but you have the wrong credit rating.
It can be a real battle to find a finance provider who will give you a helping hand. That’s because traditional finance institutions try to keep their risk as low as possible and they don’t want to loan funds to a company that might not be able to repay it. Banks have become even warier in light of the recent financial crisis. Small businesses find it particularly hard because banks usually charge them a higher interest rate.
Bad Stuff Happens
We recognize that even businesses with a bad credit rating need funding now and again. This puts business owners in a tight spot because they need cash to get the business performing well yet cannot obtain them because they’ve run into some difficulties. It becomes a catch twenty-two situation.
Clear Skies Capital understands that this can be incredibly frustrating, and we are committed to providing bad credit business loans to all kinds of business owners, even those whose credit ratings aren’t perfect. We get it that you’re only human and that sometimes don’t work out the way you planned. For example, sometimes customers don’t pay on time, and sometimes they don’t pay at all. The success of your application will depend on the original cause of the poor credit rating.
Regardless of your low credit scores, our bad credit business loans promise easy application, a quick turnaround, and set repayments. You may prefer not to take a normal business loan, in which case our merchant advance option may be preferable to you. How this works is, instead of depending on credit ratings to check your ability to pay, we will give you those funds you so desperately need in return for a certain percentage of your future credit card trade. This will allow you to get the funding you need and return it based on future credit card sales instead of on your credit rating.
You May Stumble But We Won’t Let You Fall
At Clear Skies Capital we see poor credit scores as stumbling blocks, but not as the end of the road for you as a business owner. We’re here to help you over the hurdles. Be prepared to outline for us how the bad rating came about. We understand that financial issues happen easily in small businesses, but we do require a little information about them. For instance, we need to ascertain that the bad credit record did not come about because of any criminal issues, irresponsibility, or poor financial decisions on your part. We guarantee that any information you entrust to us will be treated with the utmost confidentiality.
Show us that you have a great business plan and that the business is profitable, and you will probably qualify for a small business loan. It would be helpful if you can show us some orders from future customers so that we can see there will be future revenue coming in. We know that most entrepreneurs learn from the experiences that gave them a poor rating in the first place, and we’re willing to give you a second chance.
Clear Skies Capital is a trusted lender and is a user-friendly resource for bad credit small business loans. We are flexible and can design terms that fit in with your own specific situation. Talk to one of our loan specialists with explicit knowledge of your particular industry. They will furnish you with personalized service that is second to none.
You are under no obligation to take the loan, even once you’ve been approved. There is also no need for a deposit or any security to put up. Contact us for a fast decision and a loan in a very short space of time. We guarantee a painless repayment process and complete transparency from our side.
We Love to Say ‘Yes’
Clear Skies Capital understands that as a small business with poor credit ratings, you’re tired of hearing “no”. We’re in the business of saying “yes” because we want to see your company grow and thrive. If you need funding quickly, we try to get you approved within twenty-four hours and your funds to you shortly after. Having a less than perfect credit score will not automatically disqualify you. We require a minimum credit score of just 500 for most of our loans.
We promise you will not drown in paperwork when submitting an application. Our application forms are all just one page long, so they can be completed in a matter of minutes. In addition to the ease of a one-page application, and the availability of same-day funding, there are no hidden costs and you can pay us back over as long as 48 months.
Contact Us Today
You may use the funds as you see fit, whether they’re to purchase stock or equipment, hire more staff or pay your existing ones, or pay your taxes. You may need to use it for outstanding rent or invest in marketing and advertising. With a loan from Clear Skies Capital, you will be free to grasp new opportunities with both hands instead of missing out because of cost constraints. Whatever supports your company’s growth is fine with us. Why wait? Contact us today to discuss your situation and let our team of experts help.
I worked with Rodrigo Tolentino to get a commercial bridge loan and line of equity to help with cash flow and payroll. Rodrigo was super helpful, answered all of my questions, and followed through each time there was a deliverable. Deposit came the next day after documents were signed. Super easy and professional to work with. Thanks!
I've been working with Jeff for about a couple years now. I take out a bridge loan to help out with the slower winter months, and occasionally in the summer time when larger jobs come in. They're fast and transparent with the whole process, very professional.
Jeff and his team are awesome. It's tough to find traditional financing for my business due to its industry and seasonality. I feel like I speak for most small business owners when I say I'd much rather be out there making money than noodling through all the different funding options out there alone. They were quick and efficient and gave me a few different options to choose from that helped blend the payments in with my cashflow better. Highly recommend if you're in the market for working capital.
My five star review is for Gene he has been wonderful to work with I really feel he was in my best interest for my company. He spent a lot of time with me and went above and beyond was very good on getting back to me and answered all kinds of questions for me he is very intelligent and knows his business. If you want someone that you can trust and you know will help you in the best way possible that he can I would go with Gene. Thank you once again Gene for everything you've done. Plan on doing business together again.
As a small business owner I was losing hope by getting rejected left and right for a business loan. Then Jeff Thon and his AMAZING team came in as THE REAL MVPs and helped me to FINALLY get approved for some capital. I can't thank you guys enough! You all came in as a team, a team I needed on my side, and made magic happen. Thank you from the bottom of my heart!
Loved working with Jeff and his team and learning about his business. I referred a client to him and he was on the phone with them within an hour of the referral to answer all their questions. He is truly a resource and really cares about the people he works for. TOP NOTCH and I highly recommend him!
I am so thankful for this Clear Skies Capital! Gene was so awesome! He was very clear and honest from the beginning and worked really hard to get me the funds that I needed. He worked super fast at getting me an approval! I’m definitely sticking with Clear Skies Capital for all of my future business needs!!
After more than 50 years in businessWe have experienced many lucrative years but also difficult times. CovidHas been the most challenging!Thought we had made it until all these variants starting showing up. PatientsFears came back and cancellationsWould start again every time there wasA story on TV or radio. But people were not dying like when Covid first appeared.For the most part things have turnedBack to normal. At this point we contacted Clear Skies. Needed some help due to insurance companies taking three to six months to pay us. We had heard a lot of good things about JeffThon from other professionals. The trust factor was most important to us.We were introduced to Gene who is the most patient person and found theBest type of program for us. Josh was right there for us pulling us through all the technical skills we needed to finalize everything. Jeff communicated with both these fine gentleman throughout the whole process. It is a comfort to have such knowledgeable andConsiderate professionals as a support team to our practice.George and Donna Zacko
Jeff and his team at Clear Skies Capital were able to get us several offers for our LOC application in less than three days. Our business is adjusting to post pandemic life and endeavoring into new ventures. Thank you Clear Skies for helping us get started!
Couldn’t be happier with the lending services of Clear Skies Capital. And especially grateful that Gene Doroliat helped keep my construction company going as we have to ride the wave of all the financials burdens that come with owning a business. Thanks Gene for helping me get the business funding we very much needed!
Gene was professional and cool about the entire process, really easy to talk to. I appreciate Jeff and the clear skies team working to get me approved quickly and providing different options that best met my financing needs. The company definitely went above and beyond and kept me updated during the entire process. I will definitely recommend and use them in the future.
The staff with this organization were very friendly, efficient, and informative. All questions were answered. This is my second time receiving funding. Both encounters were extremely smooth. I look forward to a lasting relationship with them.
Shout out to Gene! Great experience working with this lender as this was our first Business Loan. It was quick and simple. Definitely an option to be considered if you've been working on establishing business credit and need a boost in operating funds.
Jeff and his team have helped me access capital when my business needed it most. When traditional banks weren't willing to lend Clear Skies found several options for me to consider. I've worked with them a few times and each time was professional and quick. They took the time to understand what I needed and found me the best product. My first funding was a working capital loan. The second was an equipment loan through a partner organization and the third was a line of credit for those unexpected business expenses. I highly recommend.
Clear Skies Capital has been awesome to work with both Jeff Thon and Marjorie has provide 10 stars service, but I can only leave 5 stars. There quick to reply to emails, calls and their patients with me getting back the information they need to make things happen. In the end, I have been able to acquired another company and get the working capital I need to continue to grow. And with the multiple markets Jeff uses I have already been approved for additional funding for my next acquisition endeavor. Thanks Clear Skies, Jeff and Marjorie!!!
Clear skies came to my rescue in a time of need. I was fortunate enough to actually speaker with the CEO of the company Jeff Thon. They got me the funding I needed in less than 2 days. Wonderful experience.
Jeff and his crew are by far the best finance company I have delt with. They came through at a time when we were growing with an unprecedented amount of work and took care of us. They will have a client for life.
Clear Skies is the best for your funding needs. I have been dealing with this company for years and they have always found ways to help me out. Marjorie has been the greatest and deserves more than five stars. Thanks Clear Skies.
Jeff's motto is "at your service", and he and his employees exemplify that every day. Clear Skies Capital will not rest until it finds a solution for your financing problem. If Jeff and his crew can't find a solution, no one can.
We've worked with this company for several years for our financing needs. They have worked hard to obtain financing for us and they have earned our trust. Marjorie Butor is the best when it comes to being proactive. She is friendly and professional. We highly recommend this company.
If any is looking for a business relationship the has the upmost integrity, and doesn’t stop working until your funds are received Clear Skies is the way to go!An awesome team with a big heart! Thank you!
Jeff and his team really came through and got us the funding we needed and they did it super quick!!!Professional & honest are the other words I would use to describe Clear Skies.Thank you for all you do!
I had the pleasure of working with this group through my place of employment for a LOC, and it was a breeze! Amazing team, super responsive, immediate answers to emails AND they answer the phone!!! I highly recommend giving them a try!
Clear Skies was awesome to work with. They were very clear and upfront about what services they offered and the experience as a customer was great! highly recommend reaching out to them if your business needs any financial services.
Jeff Thon and Josh were such great people to work with and was very on top of documents I was needing to send them in order for both my companies to get working capital. They were so sufficient and professional but had the personality that made me laugh. I wish more companies had superior's more like your company does. I appreciate them for what they did in a short amount of time, I couldn't have worked with anyone better than these two guys.
Clear Skies Capital is excellent. We got our desired funding in two days. Their application process is efficient and to the point. Jeff and Josh worked together in securing needed capital for our business. They did not ask too many questions but provided several offers for us to pick, clear and simple. I strongly recommend Clear Skies Capital for small business funding.
Very great smooth process. Thank you Jeff Thon for your professionalism and amazing follow up. He really gave me great customer service and showed me all the options available to me and my business. Would definitely do business with them again.
What an incredibly pleasant team to do business with ! I’m still amazed by their no nonsense approach to meeting their clients needs in a diligent and respectful manner. You’re NOT going to find a faster and more personable approach when it comes to all of your financing needs. They understand transportation companies, equipment and cash flow. From the beginning to the signing of the deal, they’re gonna take the bull by the horns for you - promise!
Clear Skies has always been there for E-Nor Innovations Inc. There hard working professional company. Happy New Year from E-Nor Innovations Inc. a Jones family Company. Clear Skies staff. Ask for Jeff. Thanks
It was easy to work with Jared, Josh and Jeff as Clear Skies Capital is efficient and professional. Jared was available on a moments notice and throughout the prompt process he communicated clearly what we can expect. Clear Skies Capital was prompt, precise and provided us the support we seek in a financial partner. We will continue to grow our relationship as we grow our business.