Revenue-Based Financing up to $1,000,000
Apply in minutes, get funds as soon as next business day.
- No Out-Of-Pocket Fees
- No Obligation
- Transparent Terms
- Approval in as little as 4 hours
- No prepayment penalties
Funding Your Success
10,000+
Businesses funded
since 2014
$500 million
Funded since 2014
98%
Approval Rate for qualified applicants
Revenue-Based Financing
Get working capital in as little as 24 hours.
Approvals up to $1M
Flexible repayment terms
Ideal for bridge financing and seasonal businesses
What is Revenue-Based Financing?
Revenue-Based Financing (RBF) is a non-traditional method where a lender provides capital in exchange for a percentage of your future business revenue or receivables. Repayments are automatically deducted from your business checking account, offering a flexible structure. This model is ideal for businesses with high sales volume but limited collateral, as it allows you to access capital quickly without diluting your business’s equity.
Clear Skies Capital provides revenue-based financing up to $1,000,000, offering a powerful alternative for businesses that may not qualify for conventional loans. You can access the funds your business needs in as little as 24 hours through our streamlined application process, all backed by dedicated support and fully transparent pricing.
What can Revenue-Based Financing be used for?
- Cover Payroll
- Purchase Materials
- Upgrade Equipment
- Remodel Space
- Cover Payables
- Higher Employees
- Bid on Projects
- Improve Marketing
Benefits of Revenue-Based Financing
No Hard Credit Pulls
Apply for financing without affecting your credit.
Quick Turnaround
If approved, funds can be released as soon as the next business day*.
Keep Your Ownership
Fund your business growth without diluting equity.
Minimum Requirements for Revenue-Based Financing
6 months in business
$100K+ in annual business revenue
500 personal FICO score
Business checking account
Process Overview
1
Complete the application.
Funding made fast with our easy, minute-long process.
2
Get a decision.
Work with a funding advisor to choose the best option for your business.
3
Receive your funds.
Sign your agreement and access your funds next business day.
Trusted by business owners in all 50 states.
What makes our Revenue-Based Financing better?
Get the financing you need quickly, easily, and with a team that knows your business.
|
|
Clear Skies Capital®
|
Bank Line of Credit
|
Bank Term Loan
|
SBA 7(a) Loan
|
|---|---|---|---|---|
|
Processing Time
|
24-72 Hours
|
45+ Days
|
45+ Days
|
45+ Days
|
|
Requirements
|
||||
|
Business Type
|
All Types
|
Businesses with operating history (typically more than a year) and revenue
|
Businesses with operating history (typically more than a year) and revenue
|
Small Business as defined by the SBA
|
|
Location
|
Operating Business in the United States
|
Varies
|
Varies
|
US Only
|
|
Business Plan
|
No
|
Yes
|
Yes
|
Yes
|
|
Profitable
|
Varies
|
Varies
|
Varies
|
Yes
|
|
Cash Flow
|
< 3-6 days of negative balances
|
Varies
|
Varies
|
Varies
|
|
Outstanding Debt/Credit
|
Credit-worthiness of business assures repayment of loan (FICO + Various measurements)
|
Credit-worthiness of business assures repayment of loan
+ Excellent personal credit |
Credit-worthiness of business assures repayment of loan
+ Excellent personal credit |
Credit-worthiness of business assures repayment of loan
+ No delinquent debt to U.S. government +660+ FICO |
|
Collateral
|
No
|
Yes
|
Yes
|
Yes
|
|
Money Down
|
No
|
Yes
|
Yes
|
Yes
|
|
Terms
|
||||
|
Funding Amount
|
Up to $2 million
|
Typically, 60% to 80% of collateral’s assessed value
|
Typically, 60% to 80% of collateral’s assessed value
|
Up to $5 million
|
|
Interest
|
Fixed rate
|
Fixed and variable rates
|
Fixed and variable rates
|
Market-based fixed or variable rates (SBA capped)
|
|
Repayment
|
Fixed or variable monthly payments, which can be based on monthly revenue or cash flow
|
Monthly payments of principal and interest from the cash flow of the business
|
Monthly payments of principal and interest from the cash flow of the business
|
Monthly payments of principal and interest from the cash flow of the business
|
|
Maturity Terms
|
Up to 48 months
|
Varies, short- and long-term loans
|
Varies, short- and long-term loans
|
Up to 10 years for working capital
|
|
Out of pocket fees
|
No
|
Yes
|
Yes
|
Yes
|
|
Prepayment Penalty
|
No
|
Varies
|
Varies
|
Yes
|
|
Use of funds restrictions
|
No
|
Yes
|
Yes
|
Yes
|
|
Covenants
|
No
|
No
|
No
|
Yes
|
FAQ's: Revenue-Based Financing
It’s a type of funding where repayments are based on a percentage of your monthly revenue.
You may qualify for $10,000 up to $500,000, depending on your revenue.
Approvals can happen in as little as 24–48 hours.
No, this option is typically unsecured.
Payments are flexible and tied to your revenue, usually over 6 to 18 months.
There are no upfront fees to apply.
At least 6 months in business, $10K+ monthly revenue, and 500+ credit score.
Yes, we work with business owners with fair credit too.
Send us 6 months of bank statements and your contact info—we’ll walk you through it.
It’s faster, more flexible, and based on your revenue—not fixed payments.
Yes, you can use the funds for any business-related expenses like marketing, inventory, or hiring.
Email us, call, or fill out our contact form—we’re here to help.
Yes, we have stories from real clients who’ve grown with our help.
Absolutely—we’ll guide you based on your goals and business needs.