Equipment Financing up to $500,000

Apply in minutes, get pre-approved as soon as next business day.

  • No Out of Pocket Fees
  • No Obligation
  • Transparent Terms
  • Approval in as little as 24 hours
  • Rates as low as 10.75% APR
Easy Application Process

Easy Application Process

Funding Your Success

5,000+

Businesses funded
since 2014

$200 million

Funded since 2014

98%

Approval Rate for qualified applicants

Equipment Financing

Get a lease or loan on the equipment your business needs.
quick funding

Approvals up to $500K

flexibility repayment

Terms up to 72 months

Ideal for high value purchases

Apply Now

What is Equipment Financing?

Equipment financing is a specialized loan designed to fund the purchase of essential business equipment without requiring a large upfront capital investment. This option often results in more favorable terms and can be used to purchase both new and used assets because the equipment itself serves as collateral for the loan.

Clear Skies Capital provides equipment loans and leases for a wide range of assets across various industries, covering 100% of the cost. Our streamlined process allows you to get approved quickly so your business can acquire the equipment it needs right away. This financing ensures your business will own the equipment outright once the final payment is made.

What can an Equipment Financing cover?

Get the equipment you need, without paying upfront. Commonly financed equipment include:
  • Medical Equipment
  • Heavy Construction Equipment
  • Commercial Vehicles
  • Manufacturing Machinery
  • Technology and IT Hardware
  • Agricultural Equipment
  • Restaurant Equipment
  • Office Furniture and Fixtures

Benefits of Equipment Financing

Optimize Cash Flow

Avoid large upfront payments and free up capital for operations.

fast approval

Accelerate Productivity

Start using new equipment to gain a competitive edge.

Simplify Upgrades

Leasing options help you easily swap outdated equipment, without the headaches.

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Minimum Requirements for Equipment Financing

2 Years in business

$250K+ in annual business revenue

660 personal FICO score

Business checking account

Process Overview

1

Complete the application.
Funding made fast with our easy, minute-long process.

2

Get a decision.
Work with a funding advisor to choose the best option for your business.

3

Receive your funds.
Sign your agreement and access your funds next business day.
Apply Now

Trusted by business owners in all 50 states.

We are proud of our 5 Star Reviews in Google, please read our testimonials.
Paul Morano
Paul Morano
★★★★★
I had some Challenges because of a recent business situation and somehow J. Thorn got it done.Much appreciated, Paul MoranoOwner Monster Tree Service
Ali Seif
Ali Seif
★★★★★
Working with this team has been a fantastic experience! They are incredibly responsive and provided me with numerous options to choose from. I highly recommend them for all your financial needs!
Marvin Valdez
Marvin Valdez
★★★★★
Clear skies capital it’s a great company to work with when it comes to solve a financial project they’re very professional and dedicated to approve the loan in a matter of days I’m grateful for them they helped me few times to rich my gol thank you again for all of you guys at clear skies capital
Omar Maldonado
Omar Maldonado
★★★★★
Super easy to work with but what was more important to me was the detailed explanations of how the process works. Having my nerves settled by both Jeff and Josh were much appreciated.
Carlos B
Carlos B
★★★★★
Jeff and Gene at Clear Skies Capital are amazing people. The company is first in class and have become an important part of my business. I can not thank the whole team enough. I will try forever though!!!!

What makes our Equipment Financing better?

Get the equipment you need quickly, easily, and with a team that knows your business.
Clear Skies Capital® Equipment Financing
Traditional Equipment Loan
Processing Time
2-4 Days*
45+ Days
Requirements
Business Type
All Types
Businesses with operating history (typically more than a year) and revenue
Location
Operating Business in the United States
Varies
Business Plan
No
Yes
Profitable
No
Varies
Cash Flow
< 3-6 days of negative balances
Varies
Outstanding Debt/Credit
Credit-worthiness of business assures repayment of loan (FICO + Various measurements)
Credit-worthiness of business assures repayment of loan
+ Excellent personal credit
Collateral
No
Yes
Money Down
No
Yes
Time in business
2 Years
Varies
Terms
Financing Amount
Up to $500,000 per unit
Typically, 60% to 80% of collateral’s assessed value
Interest
Fixed interest rate with flexible payment terms
Fixed and variable rate loans, based on qualifications and prime rate
Repayment Terms
Fixed or variable monthly payments, which can be based on monthly revenue or cash flow
Monthly payments of principal and interest from the cash flow of the business
Maturity Terms
Up to 72 months
Varies, short- and long-term loans
Out of pocket fees
First + Last Payments Upfront
Yes
Prepayment Penalty
No
Varies
Use of funds restrictions
Business related equipment
Yes
Covenants
No
No

*Assuming all requirements are in place

FAQ's: Equipment Financing

Answers to the most common questions.

It’s a way to get the equipment your business needs without paying all upfront.

You can finance eligible equipment valued up to $2,000,000.

Approvals can happen in as little as 1 business day.

No collateral is required.

We offer flexible monthly payments based on your cash flow.

First and last payment is required upfront as well as any notary fee (if applicable).

Essential business equipment invoice or quote, $250,000+ in annual sales, 2+ years in business, and a majority owner with a 675+ FICO score.

All you need: 6 months of bank statements and your equipment invoice. Drop in your contact info and we’ll walk you through the process step by step.

(800) 230 9822

Apply Now