Equipment Financing up to $200,000

Minimum Requirements: 2+ year in business, $250K+ annual revenue, 675+ FICO.

Easy Application Process

Easy Application Process

Why Business Owners Choose Clear Skies Capital®

You’re under no obligation when you apply. We offer a free consultation with no upfront fees.

Easy Application

We offer a convenient 1 page application.

Fast Approval

Get approved within 4 hours of application.

Flexible Repayment

Customized repayment plans to meet your needs.

Quick Funding

Get funds within 24 hours
of approval!

Run Your Business with Confidence

You’re building something meaningful, a business that reflects your ambition, hard work, and drive to grow. At Clear Skies Capital®, we believe access to capital should feel like momentum, not a hurdle. That’s why we make funding fast, flexible, and designed to support your goals.

Whether you’re scaling your team, upgrading equipment, or preparing for your next big opportunity, working capital gives you the freedom to move forward, on your terms.

Business owners turn to Clear Skies Capital® to:

  • Launch a new product or service line with confidence
  • Expand to a second location or renovate a current space
  • Take advantage of bulk inventory discounts
  • Hire top talent to keep growing efficiently
  • Modernize equipment to boost productivity
With Clear Skies Capital®, you’re backed by a trusted financial partner who sees the potential in every stage of your journey.
Small Business Loans

What makes our Equipment Financing better?

Get the equipment you need quickly, easily, and with a team that knows your business.

Clear Skies Capital® Equipment Financing
Traditional Equipment Loan
Processing Time
2-4 Days*
45+ Days
Requirements
Business Type
All Types
Businesses with operating history (typically more than a year) and revenue
Location
Operating Business in the United States
Varies
Business Plan
No
Yes
Profitable
No
Varies
Cash Flow
< 3-6 days of negative balances
Varies
Outstanding Debt/Credit
Credit-worthiness of business assures repayment of loan (FICO + Various measurements)
Credit-worthiness of business assures repayment of loan
+ Excellent personal credit
Collateral
No
Yes
Money Down
No
Yes
Time in business
6 Months+
Varies
Terms
Loan Amount
Up to $2,000,000
Typically, 60% to 80% of collateral’s assessed value
Interest
Fixed interest rate with flexible payment terms
Fixed and variable rate loans, based on qualifications and prime rate
Repayment Terms
Fixed or variable monthly payments, which can be based on monthly revenue or cash flow
Monthly payments of principal and interest from the cash flow of the business
Maturity Terms
60 months
Varies, short- and long-term loans
Out of pocket fees
First + Last Upfront
Yes
Prepayment Penalty
No
Varies
Use of funds restrictions
Business related equipment
Yes
Covenants
No
No

*Assuming all requirements are in place

FAQ's

Answers to the most common questions.

It’s a way to get the equipment your business needs without paying all upfront.

You can finance eligible equipment valued up to $2,000,000.

Approvals can happen in as little as 1 business day.

No collateral is required.

We offer flexible monthly payments based on your cash flow.

First and last payment is required upfront as well as any notary fee (if applicable).

Essential business equipment invoice or quote, $250,000+ in annual sales, 2+ years in business, and a majority owner with a 675+ FICO score.

All you need: 6 months of bank statements and your equipment invoice. Drop in your contact info and we’ll walk you through the process step by step.

Benefits for Every Business

A business loan brings flexibility, confidence, and room to grow.

01

Transparent Terms

No upfront fees. Rates from 10.75% APR based on your credit and business profile.

02

Ready When You Need It

Access funds anytime to handle surprises or smooth out cash flow.

03

Invest in Growth

Use capital for equipment, marketing, or inventory — whatever moves your business forward.

04

Manage Seasonal Swings

Stay steady year-round with capital that adapts to your cash flow cycles.

Hear from our happy clients!

We are proud of our 5 Star Reviews in Google, please read our testimonials.
Paul Morano
Paul Morano
I had some Challenges because of a recent business situation and somehow J. Thorn got it done.Much appreciated, Paul MoranoOwner Monster Tree Service
Ali Seif
Ali Seif
Working with this team has been a fantastic experience! They are incredibly responsive and provided me with numerous options to choose from. I highly recommend them for all your financial needs!
Marvin Valdez
Marvin Valdez
Clear skies capital it’s a great company to work with when it comes to solve a financial project they’re very professional and dedicated to approve the loan in a matter of days I’m grateful for them they helped me few times to rich my gol thank you again for all of you guys at clear skies capital
Omar Maldonado
Omar Maldonado
Super easy to work with but what was more important to me was the detailed explanations of how the process works. Having my nerves settled by both Jeff and Josh were much appreciated.
Carlos B
Carlos B
Jeff and Gene at Clear Skies Capital are amazing people. The company is first in class and have become an important part of my business. I can not thank the whole team enough. I will try forever though!!!!

Why Businesses Choose Clear Skies Capital®

At Clear Skies Capital®, our values are the foundation of everything we do. We treat our clients as long-term partners—committed to building trust, offering transparency, and aligning with their goals every step of the way.

Consultative Approach

We take the time to understand your business. Instead of pushing one-size-fits-all products, we recommend loan options tailored to your unique financial situation, cash flow, and growth plans.

Long-Term Partnership

We’re here for the long haul, not just one transaction. Our high client retention rate and 5.0-star Google rating reflect the trust we’ve earned by delivering results and providing top-tier service over the last decade.

Flexible Eligibility

We believe access to capital shouldn’t be limited to perfect credit. If your business brings in at least $15,000/month in gross sales and has been operating for 6+ months, we’re ready to help you explore funding options, regardless of your credit background.