Secure up to
$500,000
with an SBA7(a) Loan
Minimum Requirements: 2+ years in business, $300K+ annual revenue, 675+ FICO
- No Upfront Fees
- No Obligation
- 4 Hour Pre-Qualification
- As low as 10.75% APR
- Terms up to 10 Years
Secure up to
$500,000
with an SBA7(a) Loan
Minimum Requirements: 2+ years in business, $300K+ annual revenue, 675+ FICO
- No Upfront Fees
- No Obligation
- 4 Hour Pre-Qualification
- As low as 10.75% APR
- Terms up to 10 Years
Why Business Owners Choose Clear Skies Capital®
Easy Application
We offer a convenient 1 page application.
Fast Approval
Get approved within 4 hours of application.
Flexible Repayment
Customized repayment plans to meet your needs.
Quick Funding
of approval!
A Smarter Way to Fund Your Growth
SBA 7(a) loans offer one of the most affordable paths to long-term business success. With extended repayment terms, competitive interest rates, and funding amounts from $50,000 to $500,000, you can use the capital to hire staff, refinance debt, purchase equipment, or simply strengthen your cash flow.
Clear Skies Capital® makes the SBA loan process simple and seamless, no piles of paperwork, no lengthy delays. Just expert guidance, faster decisions, and the funding your business needs to grow with confidence.
Smart Ways to Use an SBA Loan
- Expand to a New Location: Open a second location or move into a larger space with confidence.
- Refinance Higher-Cost Debt: Improve cash flow by consolidating existing loans into one low-rate payment.
- Purchase Equipment or Commercial Vehicles: Upgrade the tools you need to deliver exceptional products or services.
- Boost Working Capital: Support day-to-day operations, payroll, and vendor payments with ease.
- Invest in Marketing or Technology: Launch a campaign or modernize your systems to drive sustainable growth.
Benefits for Every Business
01
Transparent Terms
02
Ready When You Need It
03
Invest in Growth
04
Manage Seasonal Swings
Hear from our happy clients!
Why Businesses Choose Clear Skies Capital®
Consultative Approach
Long-Term Partnership
Flexible Eligibility
FAQ's
An SBA 7(a) loan is a popular government-backed loan that helps small businesses get funding through approved lenders. It can be used for working capital, buying equipment, real estate, or even another business. The SBA doesn’t lend the money directly, it guarantees part of the loan to make it easier for lenders to approve.
U.S.-based businesses that are profitable, have positive cash flow, and are 51% owned by a U.S. citizen or lawful permanent resident.
At least 2+ years in business, 660+ FICO® score, no open tax liens, bankruptcies, or recent charge-offs.
Non-profits, gambling, landlords, lending, pyramid sales, adult content, political/lobbying groups, speculative ventures, and businesses with federal loan defaults.
CSC SBA loans typically range from $50,000 to $350,000 for working capital or debt refinance.
SBA funds can be used for payroll, hiring, debt refinance, marketing, equipment, and general working capital.
Yes. Your business should be cash-flow positive and able to make monthly loan payments.
Pre-qualification in 4 hours. Full approval and funding typically take 2–4 weeks.
No. Pre-qualification uses a soft pull and won’t impact your credit score. A hard pull is only done upon full application.
Yes, SBA 7(a) loans can be used to refinance high-interest business debt.
You may be ineligible if the bankruptcy occurred within the last 3 years. Reach out for a case-by-case review.
Personal guarantees are required. Additional collateral may be requested depending on the file.
Faster process, higher approval rates, and a dedicated team that guides you every step of the way.
SBA loan rates are government-capped and currently start around Prime + 2.75%. Your rate is based on your profile.
CSC is transparent with all fees. Any fees are disclosed upfront and deducted from loan proceeds—no out-of-pocket cost to apply.
Email us, call, or fill out our contact form, we’re here to help.
Yes, we have stories from real clients who’ve grown with our help.