FAQ2018-05-07T20:12:59+00:00

Frequently Asked Questions

You asked and we answered some of your frequently asked questions below.

Read More
Clear Skies Capital | Business Loans

Your Questions Answered

If you still have questions, don’t hesitate to contact us today.

We understand you need cash now — so we offer 24-hour approvals, with funds delivered shortly thereafter.
That will not disqualify you. We require a 500 FICO score for working capital loans and merchant cash advances, and a 600 FICO score for equipment financing.
Absolutely not. Our applications are one-pagers, so you can complete them quickly and easily.
No. You use the funds as you see fit — to purchase inventory or equipment, add staff, make renovations, pay taxes, market your business, cover payroll in off or peak months — or do something else that supports your growth.

No. Working capital loans and merchant cash advances are unsecured. For equipment financing, the equipment serves as the collateral.

In addition to not needing collateral, these advances feature automated fluctuating payments, no hidden fees or costs, and no set maturity date (payback term).
We can finance 100% of your purchase along with any soft costs — installation, service, training and shipping. Plus, since an equipment lease isn’t considered a long-term debt of liability, you preserve your lines of credit — while acquiring the equipment you need at a monthly price you can afford. You choose the equipment, vendor and term (2 — 5 years) that best fits your budget. We also offer deferred payment programs.
In addition to the ease of a one-page application and availability of same-day funding, you won’t have any hidden fees and your payback term can be up to 48 months.

Submit Your Application